Wealth Advisory Services for Non Resident Indians (NRIs): Access to Investment Opportunities in India

As one of the fastest growing economies in the world, India offers exciting investment opportunities. Tracing its origins to D. S. Purbhoodas & Company, a firm with more than 140 years of experience in the Indian financial markets and international wealth management expertise through Merrill Lynch, Merrill Lynch Wealth Management in India is uniquely positioned to provide NRI clients with access to investment opportunities in the country.

The Merrill Lynch Private Wealth Manager can deliver a wide range of personalized products and services to meet the complex financial needs of the Global NRI community including: existing NRIs, emigrating NRIs, and returning NRIs. The range of product and services offered include:

Investments

Equity Strategies: Enabling clients to take advantage of opportunities and manage risk by diversifying their portfolios

Fixed Income Strategies: Helping clients to create diversified, tax-efficient investment plans that address capital preservation, current income, and capital appreciation with an array of portfolio products.

Structured Products: Enabling clients to take advantage of hedging and liquidity strategies and customized structured products.

Employee Stock Options: Enabling clients to evaluate stock option plans by providing a quantified basis for making decisions, factoring in tax implications, anticipated values of company stock options and targeted rates of return on other assets

Creating a financial plan or investment policy:
Helping a client identify and plan for asset acquisition or planning to transfer assets to future generations. A Merrill Lynch Private Wealth Manager can employ a number of tools to help the client understand their needs.

Adopting a strategic asset allocation: Managing your wealth involves more than just picking stocks. Our Private Wealth Managers work together with the client to help allocate assets and develop appropriate strategy to achieve their financial goals.

Investment Process:

Implementing investment recommendations:
Finding the optimal mix of products and services to meet the financial needs takes professional advice and guidance; the kind MLWM clients receive from our Private Wealth Managers. Sticking to the investment strategy is important.

Measuring performance periodically and re-balancing as necessary: A Private Wealth Manager helps clients in periodically revising the strategy and objectives. Your Private Wealth Manager can analyze your position, balances and asset allocation to help ensure you're on track and positioned for success.

Wealth Protection

Sophisticated investors require complex investment strategies and access to quality products to implement those same strategies. Achieving quality results requires sophisticated resources. With this in mind, we offer:

Hedging Strategies: Our skilled investment professionals can develop hedging strategies tailored to a client's needs using products ranging from equity-linked structures to hybrid products.

Retirement Planning: Planning to retire in India? We work with clients to develop a retirement plan that incorporates investment planning for income requirements, estate planning and transfer of offshore wealth.