In India, Merrill Lynch Wealth Management (MLWM) provides you access to quality investment advice and a variety of financial products and services to both resident and non-resident clients. Through the world-wide presence of Merrill Lynch, we offer truly global capabilities and services. We use global market intelligence and dedicate our resources to help clients build and preserve their wealth.

Our relationship with you is based on understanding your needs and objectives and collaborating with you to structure a personalized financial strategy.

A key part of our investment advisory process is to evaluate your tolerance for risk, and we spend a good deal of time to help you strategically allocate your assets to match your risk profile. It is a well-known principle of investing that you can reduce your investment risk by diversifying your holdings; Merrill Lynch provides access to private as well as public markets in order to give you the broadest range of investment opportunities and solutions.

However, critical decisions as to when, where and how to diversify depends on many factors. This is where your Private Wealth Manager can assist you to make the most appropriate decisions. We train our Private Wealth Managers to be aware of the risks of inter-related global markets and how a country's political and financial landscape affects its capital markets. Most of all, we nurture their talent to help you determine how risk and opportunity should be balanced so you make consistent, measurable progress toward your financial goals. The ability to leverage technology and provide an open architecture platform for our Private Wealth Managers enables them to draw on an unmatched breadth of products and services - both proprietary and nonproprietary. Delivering best-in-class solutions are critical, to both our clients' and our success.

We advise individuals and families of significant wealth with extraordinary discretion.